Big I Flood

Flooding is the most common natural disaster in the U.S. and it’s often not covered by standard home or business policies.

Big I Flood: Simple. Competitive. Built for Independent Agents.

Flooding is the most common natural disaster in the U.S. and standard home or business policies do not cover it. That leaves a major gap for your clients and a big opportunity for your agency.

Why Big I Flood?

The Big I Flood program, powered by Selective Insurance, gives independent agents a smarter way to write and grow flood business with confidence.

What You Get

  • Strong market access
    Write flood coverage nationwide through the National Flood Insurance Program (NFIP) for both personal and commercial risks.
  • Competitive commissions
    Turn flood into a meaningful revenue stream, not just a one-off policy.
  • Dedicated underwriting support
    Work directly with experienced flood underwriters instead of call centers.
  • Streamlined quoting & servicing
    Real-time quoting, policy issuance and reporting tools to help manage your book efficiently.
  • Marketing made easy
    Access ready-to-use, co-branded campaigns including flyers, digital content and more.
  • Claims handled right
    Carrier-appointed adjusters and in-house examiners provide consistent, reliable claims service.

Built for Growth

  • Multiple ways to quote including direct appointments or through Big I Alliance Blue
  • Self-service tools like embedded website quoting to generate leads
  • Ongoing education and support from dedicated flood specialists

Why It Matters

Flood risk is rising, and many clients remain uninsured. Offering flood coverage not only protects your clients, it also protects your agency from missed opportunities and E&O exposure.

Get a Big I flood Policy for your client here.