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Jul 20
Mensa Puzzle Answer

​Find a SIX digit number in which the FIRST digit is ONE more than the THIRD, and SECOND digit is ONE less than the FOURTH, the FIFTH digit is ONE less than the THIRD, and the SIXTH digit is ONE more than the FOURTH. The sum of the SECOND and THIRD digits equal the FIRST. The sum of all digits is 30.

​ANSWER: 9 1 8 2 7 3

Jul 08
Newsletter 7.8.2021


July 4th Ransomware Attack May Be the Largest Ever

A ransomware attack by the Russian-based REvil gang on the eve of the July 4th US holiday weekend may end up being even larger than the recent SolarWinds hack, an Israeli cybersecurity expert has told The Jerusalem Post.

The supply-chain attack on IT management software provider Kaseya has been under-reported in the media due to the holiday, but may set a new precedent for future cyberattacks, said Demi Ben-Ari, Co-Founder & CTO of Tel Aviv-based security management company Panorays.

Source: The Jerusalem Post


2021 Award Nominations are Open: For More Info, View the Full Newsletter

Kentucky Trusted Choice Agents Grant a Wish

​How New LinkedIn Features Can Help Build Your Brand

Jul 01
Newsletter 7.1.2021


Unraveling the Mystery of the Miami Building Collapse

I grew up in Miami, and I know there are thousands of buildings just like the Champlain complex in Surfside erected over the past 40 years. Pretty much everything in South Florida is made of concrete; block structures held together with fortress-like strength by mortar, poured concrete lintels, pillars and fasteners of every type. They’ve withstood every hurricane-force passing their way.

When I saw the first images of this building collapse, my first thought was, “this was a bomb.” The photos showed a building sheared as if by a giant knife. They reminded me of the Murrah federal building in Oklahoma City. Had I not seen the security video footage showing the actual pancake collapse (from standstill to pancake effect; not initiated by any explosive), I could not have been persuaded. This is to be expected of buildings in the third world, where inspections are backlogged or non-existent and bribery abounds — not in Miami, Florida.

Source: National Underwriter​


Advisory Opinion: Proof of Motor Vehicle Insurance​

Agents Arrested: Six Cases of Fraud by Insurance Agents in 2021

​Inadequate Replacement Cost - An Indirect Result of COVID

Jun 29
Peel & Holland Insurance is Named "#1 Best Places to Work" in Small Business Category

​Peel & Holland Insurance Takes Top Honors Among Kentucky Employers Local Insurance Agency is Named “#1 Best Places to Work" in Small Business Category

​BENTON, KY, June 29, 2021 – Peel & Holland announces their company has been named #1 on the list of “Best Places to Work in Kentucky" for 2021. Over 600 people representing the top 100 companies making the 17th Annual Best Places to Work in Kentucky list gathered to learn the winner rankings at an awards dinner held June 17 at the Central Bank Center in Lexington, KY.

 Best Places to Work.png

Four years ago, Peel & Holland was first featured among the Best Places to Work in Kentucky which is presented by the Kentucky Chamber of Commerce and Kentucky Society for Human Resources Management. This year marks the company's second time being awarded the #1 rank. The Best Places to Work in Kentucky is a survey and awards program dedicated to identifying and recognizing the Commonwealth's best employers and providing organizations with valuable employee feedback. By participating, Peel & Holland has the opportunity to share their successes as well as receive constructive, anonymous input from their 60 employees who work in five regional offices across Western and South-Central Kentucky.


Peel & Holland employees say this years' ranking stands out more than ever before given the challenges they faced during the COVID-19 shutdown. The company's human resources generalist and team member champion Janice Winder explained, “During a year of unexpected changes, Peel & Holland was put to the test, yet has persevered and even excelled in some ways we could have never anticipated. Our team faced apprehension as we transitioned to a remote workforce and were deeply burdened to see so many of our clients struggling. Yet through it all, the Peel & Holland team rose up. Although situations changed daily, our culture never faltered. In fact, many employees say that despite it all, we have become a stronger team in the last year."


Winder continued, “Often, our team has stated that working at Peel & Holland is like having another family. In 2020, this proved to be very true. As stress mounted for those facing childcare and school responsibilities, we filled in for one another at work. When team members were sick, we delivered meals, checked in, and prayed for them. To boost morale, surprise 'work-at-home survival packages' were delivered to each employee. We felt pride as Peel & Holland reallocated funds to send meals to front-line workers and donations to multiple relief agencies. Peel & Holland is a best place to work because, together, we truly live out our mantra, 'we passionately care'."


The Kentucky Society for Human Resource Management (KYSHRM) state council and the Kentucky Chamber of Commerce host the Best Places initiative. Peel & Holland is honored to come alongside them to support the value of workplace excellence as a key component in moving Kentucky forward. The two other #1 ranking organizations for 2021 are the Kentucky Lottery Corporation (Louisville, KY) and Booz Radcliff Hamilton (Radcliff, KY).


“We cherish the honor of a #1 rank. Being named 'best' is a testament to our team, and I'm so very proud of each and every one of them. Our culture speaks to the core values we've established as a company, and I'm humbled to watch our team live out those values as they serve our clients," commented Peel & Holland president Roy Riley. “Like everyone, we faced unexpected challenges over the last year, and instead of succumbing to daunting times, our team rose up to support one another and positively impact our communities. This award is a reflection of them, and I feel such pride in our team."


Read the FULL PRESS RELEASE. To see the complete 2021 rankings and to learn more about Best Places to Work in Kentucky, visit


About Peel & Holland, Inc.

Peel & Holland Inc. provides insurance services to businesses, individuals, employees, and public entities across 36 states. Established in 1924, Peel & Holland continues to build on a legacy of developing lasting relationships with clients they serve and within the communities where they do business. The company is headquartered in Benton, Kentucky with offices also located in Paducah, Murray, Mayfield and Franklin. The company is recognized as an industry leader having been named one of Kentucky's “Best Places to Work" in 2018 - 2021, and as a Top 100 in the nation “Best Practices Agency" by the Independent Insurance Agents of America. For more information, visit

Jun 24
Newsletter 6.24.2021


Senate Banking Committee Holds Second Hearing on NFIP Reauthorization

Today, the U.S. Senate Committee on Banking, Housing, and Urban Affairs held a hearing entitled, “Reauthorization of the National Flood Insurance Program, Part II." As of press time, the hearing was still ongoing but has covered several important topics, including the structure of the National Flood Insurance Program (NFIP), the need to reauthorize the program, affordability issues, mapping and mitigation, the role of private flood insurance, and last but certainly not least, Risk Rating 2.0.

The sole witness for this hearing was David I. Maurstad, deputy associate administrator for the Federal Insurance and Mitigation Administration at FEMA. In this position, Maurstad has played a leading role in the development of Risk Rating 2.0. Early on in his testimony, Maurstad urged Congress to approve a multi-year reauthorization of the NFIP with meaningful reforms before its scheduled expiration on Sep. 30, 2021.



7 Major Cyber Insurers Form Company to Coordinate Cyber Analytics, Risk Mitigation

4 Ways to Sell Gen Z on an Insurance Career​

Jun 17
Newsletter 6.17.2021


Update on Effect  of Continued State of Emergency

Governor Beshear rescinded certain executive orders related to the coronavirus (COVID-19) pandemic on June 11, 2021. The easing of restrictions related to the virus has prompted various questions from stakeholders.

Although certain restrictions have been lifted, the state of emergency that the governor declared on March 6, 2020, remains in effect. (Executive Order 2020-215). So too does the subsequent State of Emergency Relating to Workers’ Compensation that the governor declared on April 9, 2020. (Executive Order 2020-277). 



New Legislation Effective June 29, 2021

Tech Security Alert

Jun 10
Newsletter 6.10.2021


A Tribute to Mike Johnson

It is with great sadness to inform you of the loss of one of our own. Mike Johnson passed away unexpectedly on Sunday, June 6th. Mike wore many hats with the Big I over the years. He was Young Agent Chairman in 2009, Board of Directors Chairman in 2018 and a friendly face at any association event over the last 15 years. Mike never met a stranger, lit up any room he walked into and made even the most serious of insurance issues fun. More important than his professional accolades, he was a loving and devoted husband to Ali and his two sons, Davis and Donavon. It doesn’t seem right to live in a world without Mike but we will certainly try to live life to the fullest and with a smile, just like he did. Our prayers are with Ali, Davis, Donovan and the Al Torstrick family.



Real ID Driver's License Issuance Update

Lumber Prices Up 42% YOY as Construction Costs Continue to Rise

Equity in Action: Why Risk Rating 2.0 Will Change the Industry

New Buzzword: Value Add​

Jun 03
Newsletter 6.3.2021


Big 'I' Joins  Coalition Opposing President Biden's Tax Increases

In recent months, President Biden has unveiled two proposals which would raise taxes on American businesses both small and large. His American Jobs Plan would raise taxes on corporations while his American Families Plan would raise taxes on individuals and pass-through businesses.

For Big “I" members, of which about one-third pay the corporate tax rate, the most significant provision in the American Jobs Plan would raise the corporate tax rate from 21% to 28%. The American Families Plan also includes a number of troublesome tax proposals that would hurt small businesses. It would increase the top marginal tax rate for individuals to 39.6% from the current 37%.​



Capital Gains Tax Increases Will Accelerate M&A Activity in 2021

Less Than Three Months Left for Eligible Kentuckians to Sign Up for Reduced-Cost Health Insurance Coverage

Employment Practices Insurance in Age of COVID, Vaccines, Shutdowns and Hard Market

"Workcation" and Work Comp​

May 27
Newsletter 5.27.2021


CNA Paid Hackers $40 Million Following March Cyberattack

CNA Financial Corp., among the largest insurance companies in the U.S., paid $40 million in late March to regain control of its network after a ransomware attack, according to people with knowledge of the attack.

The Chicago-based company paid the hackers about two weeks after a trove of company data was stolen, and CNA officials were locked out of their network, according to two people familiar with the attack who asked not to be named because they weren’t authorized to discuss the matter publicly.​



Agents Council for Technology Announces Online Agency Cyber Self-Assessment

New Jersey Governor makes Business Interruption Coverage Law Official​

3 Florida Insurers to Drop Thousands of Policies, Make Moves to Stay Afloat

May 20
Newsletter 5.20.2021


Find Markets with our Market Access Guide

Our goal is to make it easier for you to find the markets you want and need. That is why we developed 2021 Market Access: A Big I KY Guide. What carriers are available to you with your Big I KY membership? Click the button below to find out.

In this publication, you will find information about our Industry Partners and our Market Access Programs (Independent Market Solutions and Big I Markets).



Does Additional Insured Status Replace the Need for a Waiver of Subrogation?

Wind and Water: Modeling Tropical Cyclone Risk in India

New Scholarship Aims to Attract Diverse Students to the Insurance Industry​

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